Reasons You May Not Want To Speak To Your Insurance Adjuster
Almost everyone calls their own insurance company immediately after an accident to report when an injury has occurred. While it is certainly necessary and required that you inform your insurance company of the accident, very often your insurer will want to take a recorded statement from you. Whether or not you should provide [...]
Car Accident Lawyers – What Type Do I Need?
When you hire a car accident lawyer in Louisiana, the first question that comes to mind will be which lawyer or law firm should you hire. There are literally thousands of attorneys in Louisiana who are willing to take your car accident case. Before you decide which injury lawyer to hire for your [...]
Are You Being Recorded By Your Own Insurance Company?
Insurance companies are very organized businesses. All claims adjusters are required to keep detailed computer notes regarding any conversations that they have with the insureds, i.e. you. Any time you are discussing your claim with your own insurance company, the adjuster on the other end of the phone will be making notes on [...]
Damages To Your Automobile- Who Pays?
Your insurance company has an obligation to pay for any property damage to your vehicle. Often this can be covered under two different provisions of your policy. If you have full coverage which includes not only liability coverage but also comprehensive collision, your insurance company may ultimately be responsible for paying for the full damages [...]
Why Your Insurance Company May Not Be Looking Out For You
One of the trickiest areas to deal with your own insurance company relates to possible UM coverage which may be provided by your policy. Under Louisiana law your insurance company has a good faith duty to deal fairly with you in regard to any UM insurance coverage which it may have provided. Very often your [...]
Must Your Insurer Always Look Out For You?
Your automobile insurance company has a complicated relationship with you as its insured. Most insurance policies will provide several different types of coverage and your insurance company can play a different type of role in regard to each type of coverage. Very often your insurance company can be responsible for payment of medical [...]
Basics Of UM Insurance In Louisiana
UM insurance coverage is meant to protect you in the event that another individual causes an accident and you sustain injuries and damages greater than the amount of insurance that the other individual who caused the accident has available to you. In other words, if an underinsured or uninsured individual causes an accident, you can [...]
Obtain Immediate Medical Treatment
It is important for you to receive immediate medical treatment if you have been injured in an automobile accident in Louisiana. Many individuals will be seen at a local emergency room immediately following their accident, but they do not follow up with subsequent treatment for weeks or even months following the accident. If you are [...]
Determine Your Own UM Insurance Coverage
One of the first steps you should take after you have been involved in an automobile accident in Louisiana is to determine if you have UM coverage. Under ideal circumstances, you will have purchased UM coverage through your own automobile insurance company. Unfortunately many individuals in Louisiana do not understand UM cover or are even [...]
Insurance of the Vehicle That Caused Your Accident
Determining the availability and amount of insurance on the vehicle that caused your accident is one of the first steps in evaluating your claim. Unfortunately if the vehicle that caused your accident does not have any insurance available, you will be limited to recovering from your own UM insurance (if available). Typically you can determine [...]
